I have been a member of many many many book clubs. I have never had a problem with Doubleday until now.
When you sign up with them, they have a box you can check that says "I am giving permission for this card to be used for all future purchases". I never check this box for any reason. I don't even have my monthly bills taken straight out of my account. I don't trust companies to just use the card *** nilly.
Anyway, when I ordered some more books from them they used the credit card that I used like a year ago when I purchesed some books before. Every other time they would send the books and bill me and I would send a check or go online and pay with a credit card. For some reason, they took it upon themselves to use my debit card and it just so happens that I didn't have the money in the bank at the time. So, I was charged overdraft fees by my bank because Doubleday used my debit card without permission.
I wrote Doubleday about it and they said the overdraft fees are not their problem.
So, beware everyone. If you have to go with a bookclub, do not pick Doubleday.